There is absolutely nothing from another location out of the common about Angela Lloyd and Lee Phillips' semi-detached home on a peaceful cul-de-sac in Merseyside.
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And to the typical eye, Lloyd appears like a normal middle-aged mum who works relentlessly to care for her sick hubby.
So it was to the large shock of neighbours when police descended on their driveway to raid the couple's St Helens home.
Hiding behind the family's net curtains remained in reality a decade-long web of lies which saw Lloyd and Phillips pocket ₤ 270k in taxpayer money.
Lloyd, 58, sobbed 'Oh my god' as she was imprisoned today over a string of untruths including using a dead female's identity, comprising 'phony' medical conditions for her kid, and developing pseudonyms to work while declaring carers allowance.
Husband Phillips, 54, was also imprisoned after the pair's massive benefits scams was finally exposed.
While the couple managed to siphon off their ill-gotten gains for several years - neighbours have actually exposed to MailOnline the obvious clues that the couple were running a rip-off.
Angela Lloyd defrauded the taxpayer of ₤ 170k over a period of 11-and-a-half years. Detectives discovered a web of lies including the development of pseudonyms to claim advantages
The fraudster next door: The presuming semi-detached home Lloyd had actually moved into with Phillips. Phillips had failed to divulge this to the council when she relocated in 2018
Phillips pictured in an Assistance for Heroes hoodie throughout a street party held for the late Queen's Diamond Jubilee. He is stated to have actually played a DJ set at the event
Initially, neighbours on Birch Gardens were fretted for the couple after Phillips was seen looking really frail as he would 'hobble' on his walking adhere to satisfy his carers.
But they were then left puzzled when he was at other times spotted cleaning his BMW, driving, and even playing a DJ set for their street party for the late Queen's Diamond Jubilee.
Locals also informed of how there was 'constantly something dodgy' about Lloyd, which she would never ever look individuals 'in the eye', however would boast about 'secret ₤ 60k caravan' they would leave to on the weekends.
Lloyd was sentenced to two years after Liverpool Crown Court discovered she fraudulently took almost ₤ 170,000 in benefits over a decade, and likewise assisted Phillips falsely declare advantages worth ₤ 100,000, as reported by the Liverpool Echo.
When neighbours saw them packing up among their 2 cars earlier today, they thought they were going off to remain at their secret caravan, just to discover they were going to prison.
One neighbour told MailOnline of the couple: 'I believed they were dodgy as he made a real program of not being able to stroll whenever his carers were here.
'He was shuffling along and holding onto his cars in the driveway before he took a long time to get to his carer's cars and truck on his strolling stick.
'But the next thing I saw him cleaning his BMW in the driveway - he appeared to be walking great then.
'And he did a DJ set for the Queen's Jubilee party back in 2022. He had all the speakers out and everything.
'But after the cops raid, they ended up being more reserved and didn't say a lot to individuals.
'There was always something dodgy about her - she would not look individuals in the eye and boasted about going to her ₤ 60,000 caravan however would never ever say where it was.
'They would take her teenage child and go away on a Thursday night and not get back until Sunday.'
Phillips had fraudulently declared ₤ 100k in PIP, housing benefits, employment support allowance and council tax reductions that he was not eligible for. Neighbours told of how he would look 'frail' and 'hobble on a walking stick' in the presence of carers, however at other times was seen 'walking great'
Following the police raid on the quiet suburban street, neighbours were left with questions as to why the couple had been detained - and some allege Lloyd had later told them it was down to canine breeding.
But these concerns were finally put to rest on Tuesday when the court heard how Lloyd had actually claimed an overall of ₤ 169,394.15 which she was not gotten approved for in housing advantages, carers allowance and personal self-reliance payments throughout 11-and-a-half years.
With the help of Lloyd, Phillips was likewise discovered to have actually unlawfully declared ₤ 100,980.71 through PIP, housing advantages, employment assistance allowance and council tax decreases since 2018.
Olivia Beesley, prosecuting, detailed how the mother's elaborate rip-off began when she incorrectly began declaring housing benefits for a caravan on Riverside Walk in Southport - which was found to be a 'fictitious address'.
She even made a fake occupancy arrangement for the 'totally fictitious caravan', ultimately filching ₤ 71,597.16 from Lancashire Borough Council in relation to the non-existent house.
Then in 2018, she started making deceitful claims that her partner required 'numerous day-to-day carers to take care of his requirements'. She went as far as using Phillips' sister Zoe's birth certificate to impersonate his sibling and claim that she was his main carer.
She likewise lied that she was unable to work due to being a full-time carer, however was discovered to have been working under a false identity Wendy Lloyd at care business Hand in Hand Homecare, and under another pseudonym Angela Valentine at a Tesco.
In 2022, she started inventing 'incorrect medical conditions' for her kid, claiming she had actually a carer called Joyce Bibby - a dead lady's identity. Nearly ₤ 10k in incorrect impairment living allowance overpayments were declared in relation to this.
She once again used the deceased woman's name as being her social worker to claim ₤ 13,526.70 of PIP, mentioning that she needed carers due to 'health conditions'.
Neighbours informed of how Lloyd would boast about a '₤ 60k caravan' in a secret area that she never ever exposed, and would say they were going to remain at the caravan from Thursday to Sunday
One neighbour said they saw the couple leaving on of their automobiles previously today and assumed they were going off to their 'caravan', just to later on discover they were off to prison
When MailOnline visited Phillips' address in Birch Gardens which he showed Lloyd, neighbours revealed how the couple and her child would apparently go off to a caravan on the weekends.
It is not known whether this was the exact same 'fictitious caravan' which took place to have never existed, or an undoubtedly a different, genuine caravan.
Leni Newton, 63, stated: 'She informed people that the authorities raid was due to the fact that somebody had actually told on her for reproducing border collie pups without a licence.
'I'm surprised they've been jailed. I believed they were all above board.
'I only saw them a couple of days ago leaving suitcases - I thought they were just going to their caravan.'
She added: 'I know they fulfilled as she was his carer. He was married however Angela relocated. I believed she had resided in Southport.
'I did see his ex-wife parked up in the street watching his house when they split.
'She was obviously spying on them.'
Her partner David Manchester, 70, stated: 'It's a huge surprise they seemed to be living a double life.
'There were a lot of cops came here.
'He was at the street party for the Queen but other times he did appear really frail.'
Hand in Hand homecare company validated to MailOnline that Lloyd had authentic recommendations, DBS checks and training certificates in the name of Wendy Lloyd.
A spokesman said: 'We sacked her right away when we discovered the reality.
'All her DBS and referrals had a look at. The police said we had not done anything incorrect.'
The court heard how Phillips likewise defrauded money from the public bag by stopping working to reveal the fact that Lloyd had actually moved into his home in 2018 - allowing him to continue claiming more than ₤ 13k in housing advantages and ₤ 2.2 k in council tax reductions.
He is also said to have 'exaggerated' his medical conditions and require for care, specifying that he was not able to do anything for himself.
He stated himself 'unfit for work' and stopped working to discuss his better half's wage - illegally filching ₤ 51k in work assistance allowance.
However, Phillips alleged that Lloyd had finished the kind and had just 'asked him to sign it'.
Phillips' Smith argued he has a 'complicated recent history' of psychological health and disabilities consisting of neurological condition, anxiety and anxiety.
He was likewise said to have a pacemaker fitted and appeared in court in a wheelchair.
While Phillips had no previous convictions associating with comparable matters, however Lloyd's criminal record shows previous entries for theft and dishonesty offenses dating as far back as the 1980s - though her last look was in 2012.
Lloyd was jailed for 2 years after confessing 7 counts of fraud by false representation, and Phillips was also seen cleaning back tears as he was jailed for 20 months for fraud by false representation and three counts of dishonestly stopping working to reveal info to make a gain.
Sentencing, Judge Simon Medland KC said: 'Over an 11-year period, or more than that, you, Angela Lloyd, handled to defraud the general public of simply except ₤ 170,000 and you, Lee Phillips, of about ₤ 100,000. In your case, Mr Phillips, over a five-year period, you had about ₤ 20,000 per year which you defrauded from the general public.
'For those who seek to defraud the general public of scarce and valuable advantages which need to be directed to those who need them, not those who just want to have them for factors of personal greed, that is a severe offence committed by each of you over a long period of time.'
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How Ordinary Housewife however Was Running Secret ₤ 270k Benefits Scam
fidelfredrick4 edited this page 2025-06-14 20:08:25 +08:00