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There is nothing from another location out of the common about Angela Lloyd and Lee Phillips' semi-detached home on a quiet cul-de-sac in Merseyside.

And to the typical eye, Lloyd looks like a normal middle-aged mum who works relentlessly to look after her ill other half.

So it was to the sheer shock of neighbours when police descended on their driveway to rob the couple's St Helens home.

Hiding behind the household's net curtains was in truth a decade-long web of lies which saw Lloyd and Phillips pocket ₤ 270k in taxpayer money.

Lloyd, 58, cried 'Oh my god' as she was jailed today over a string of untruths including using a dead woman's identity, making up 'fake' medical conditions for her boy, and creating pseudonyms to work while claiming carers allowance.

Husband Phillips, 54, was likewise imprisoned after the set's massive benefits fraud was lastly exposed.

While the couple handled to siphon off their ill-gotten gains for several years - neighbours have revealed to MailOnline the obvious ideas that the couple were running a fraud.

Angela Lloyd defrauded the taxpayer of ₤ 170k over a period of 11-and-a-half years. Detectives uncovered a web of lies including the development of pseudonyms to claim advantages

The fraudster next door: The presuming semi-detached home Lloyd had actually moved into with Phillips. Phillips had actually stopped working to divulge this to the council when she relocated in 2018

Phillips imagined in an Aid for Heroes hoodie throughout a street party held for the late Queen's Diamond Jubilee. He is stated to have played a DJ set at the occasion

Initially, neighbours on Birch Gardens were stressed for the couple after Phillips was seen looking extremely frail as he would 'hobble' on his strolling stick to meet his carers.

But they were then left puzzled when he was at other times spotted cleaning his BMW, driving, and even playing a DJ set for their street celebration for the late Queen's Diamond Jubilee.

Locals also informed of how there was 'constantly something dodgy' about Lloyd, which she would never look individuals 'in the eye', but would boast about 'secret ₤ 60k caravan' they would leave to on the weekends.

Lloyd was sentenced to two years after Liverpool Crown Court discovered she fraudulently stole nearly ₤ 170,000 in advantages over a decade, and likewise helped Phillips falsely declare advantages worth ₤ 100,000, as reported by the Liverpool Echo.
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When neighbours saw them leaving among their two vehicles previously today, they believed they were going off to remain at their secret caravan, just to discover they were going to jail.

One neighbour informed MailOnline of the couple: 'I believed they were dodgy as he made a real show of not having the ability to stroll whenever his carers were here.

'He was shuffling along and keeping his automobiles in the driveway before he took a very long time to get to his carer's car on his strolling stick.

'But the next thing I saw him washing his BMW in the driveway - he seemed to be strolling great then.

'And he did a DJ set for the Queen's Jubilee party back in 2022. He had all the speakers out and whatever.

'But after the police raid, they became more reserved and didn't state a lot to people.

'There was constantly something dodgy about her - she wouldn't look people in the eye and extolled going to her ₤ 60,000 caravan however would never state where it was.

'They would take her teenage boy and disappear on a Thursday night and not get home up until Sunday.'

Phillips had actually fraudulently claimed ₤ 100k in PIP, housing advantages, employment support allowance and council tax reductions that he was not qualified for. Neighbours informed of how he would look 'frail' and 'hobble on a walking stick' in the presence of carers, but at other times was seen 'walking fine'

Following the cops raid secret suburban street, neighbours were entrusted concerns regarding why the couple had been arrested - and some allege Lloyd had later informed them it was down to dog breeding.

But these concerns were lastly put to rest on Tuesday when the court heard how Lloyd had declared a total of ₤ 169,394.15 which she was not qualified for in housing benefits, carers allowance and individual independence payments over the course of 11-and-a-half years.

With the aid of Lloyd, Phillips was also discovered to have illegally declared ₤ 100,980.71 through PIP, housing benefits, work assistance allowance and council tax reductions considering that 2018.

Olivia Beesley, prosecuting, laid out how the mother's sophisticated rip-off started when she wrongly began claiming housing benefits for a caravan on Riverside Walk in Southport - which was found to be a 'fictitious address'.

She even made a phony tenancy contract for the 'totally fictitious caravan', eventually pocketing ₤ 71,597.16 from Lancashire Borough Council in relation to the non-existent house.

Then in 2018, she started making fraudulent claims that her hubby required 'multiple everyday carers to address his needs'. She went as far as utilizing Phillips' sister Zoe's birth certificate to present as his sibling and claim that she was his main carer.

She likewise lied that she was not able to work due to being a full-time carer, but was discovered to have been working under an incorrect identity Wendy Lloyd at care business Hand in Hand Homecare, and under another pseudonym Angela Valentine at a Tesco.

In 2022, she started developing 'incorrect medical conditions' for her child, claiming she had actually a carer called Joyce Bibby - a dead female's identity. Nearly ₤ 10k in incorrect disability living allowance overpayments were declared in relation to this.

She once again utilized the departed woman's name as being her social worker to claim ₤ 13,526.70 of PIP, stating that she required carers due to 'health conditions'.

Neighbours told of how Lloyd would boast about a '₤ 60k caravan' in a secret place that she never ever exposed, and would state they were going to remain at the caravan from Thursday to Sunday

One neighbour stated they saw the couple packing up on of their automobiles earlier today and assumed they were going off to their 'caravan', just to later on learn they were off to jail

When MailOnline visited Phillips' address in Birch Gardens which he showed Lloyd, neighbours exposed how the couple and her son would apparently go off to a caravan on the weekends.

It is not understood whether this was the exact same 'fictitious caravan' which took place to have actually never ever existed, or an undoubtedly a different, genuine caravan.
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Leni Newton, 63, stated: 'She informed individuals that the police raid was because somebody had actually informed on her for reproducing border collie pups without a licence.

'I'm stunned they have actually been imprisoned. I believed they were all above board.

'I only saw them a few days ago leaving travel suitcases - I thought they were simply going to their caravan.'

She added: 'I understand they met as she was his carer. He was wed but Angela relocated. I thought she had lived in Southport.

'I did see his ex-wife parked up in the street enjoying his home when they split.

'She was certainly spying on them.'

Her partner David Manchester, 70, said: 'It's a huge surprise they seemed to be living a double life.

'There were a great deal of police came here.

'He was at the street celebration for the Queen but other times he did seem extremely frail.'

Hand in Hand homecare agency validated to MailOnline that Lloyd had authentic referrals, and training certificates in the name of Wendy Lloyd.

A spokesperson stated: 'We sacked her immediately when we learnt the truth.

'All her DBS and referrals took a look at. The cops said we had actually not done anything wrong.'

The court heard how Phillips also deceived cash from the public bag by failing to divulge the reality that Lloyd had moved into his home in 2018 - permitting him to continue declaring more than ₤ 13k in housing benefits and ₤ 2.2 k in council tax decreases.

He is likewise said to have actually 'exaggerated' his medical conditions and require for care, stating that he was unable to do anything for himself.

He declared himself 'unsuited for work' and stopped working to mention his partner's wage - illegally stealing ₤ 51k in employment assistance allowance.

However, Phillips alleged that Lloyd had actually completed the form and had just 'asked him to sign it'.

Phillips' counsel Jim Smith argued he has a 'intricate recent history' of mental health and impairments including neurological disorder, anxiety and depression.

He was likewise said to have actually a pacemaker fitted and appeared in court in a wheelchair.

While Phillips had no previous convictions associating with similar matters, nevertheless Lloyd's rap sheet reveals previous entries for theft and dishonesty offences dating as far back as the 1980s - though her last appearance was in 2012.

Lloyd was jailed for two years after admitting seven counts of fraud by false representation, and Phillips was likewise seen cleaning back tears as he was jailed for 20 months for fraud by incorrect representation and three counts of dishonestly stopping working to reveal details to make a gain.

Sentencing, Judge Simon Medland KC said: 'Over an 11-year duration, or more than that, you, Angela Lloyd, managed to defraud the general public of simply brief of ₤ 170,000 and you, Lee Phillips, of about ₤ 100,000. In your case, Mr Phillips, over a five-year period, you had about ₤ 20,000 per year which you defrauded from the public.

'For those who look for to defraud the public of scarce and valuable benefits which need to be directed to those who need them, not those who merely want to have them for reasons of personal greed, that is a serious offense committed by each of you over a long period of time.'